High tech contactless payment cards are very much the norm today so protecting them whilst travelling is also something that needs to be thought about.
Disreputable people can very easily sneak payments from your card if they can get physically close to you with a portable scanning device.
A fellow traveller related to me that his friend had recorded ‘allegedly’ a person using a payment scanner on a crowded Russian underground train using one by placing it close to people in areas where a wallet or purse could be placed.
One way to stop this type of theft is to use a RFID screen, which could be a metal case or wrapping that stops a portable scanner from being able to read the data on the card.
However if you want something a little more stylish and so new, as its just about to come to the market in the next months then how about this Ogon Carbon Card Clip?
This compact neat device can hold up to 7 cards, although I felt more comfortable at around 4. They are then protected from being scanned by improper use by fraudsters.
The cards are simply pushed into the clip and the spring tension in it holds the cards in place.
It’s light, slim, convenient and looks pretty trendy and can keep you safe from digital pickpockets.
This type of theft is not that widespread but it does happen.
If a terminal had been issued and then that account owner goes on to become a thief then the Merchant Acquirer (machine issuer) should quickly realise that thefts are occurring, as they would start to receive notification of fraudulent transactions being made.
Once this illegal action has been detected they can stop payments from being taken by disabling the device and plus they are more than likely to have all the information required to help find the perpetrator or perpetrators.
The question of liability?
Well it seems that such fraudulent transactions do not fall to the actual cardholder as they should be protected but with the merchant acquirer.
Certainly it does seem to make sense for us as individuals to make some sort of effort to protect our own bankcards and money plus what a neat way to do it!